Lastly, keep track of the real charge cards. Avoid lending them inside others or losing sight of those in public puts. Crooks can clone the card or have the necessary information when you're not paying attention. Remain vigilant, and continue to keep your charge cards safer.To further leverage the ability out of credit cards, think about using multiple cards strategically. Having different cards to various categories, such as one for groceries, one of dining, and one for travel, enables we to maximize rewards across all the spending areas. But using many cards requires discipline and organization to ensure you'll repay the balances on time plus keep track of different rewards programs.